Back to Client Stories

By the team at randallteo.sg

What was keeping him up at night
"I have thought about this more than most people probably have. I have no spouse, no children. My parents are gone. I have a brother I am close to and a few friends I trust. But if I have a stroke tomorrow, who actually has the authority to do anything? Who speaks for me at the hospital? Who pays my bills while I am in the ICU? Nobody, legally."
What we found when we looked properly

Raymond had no LPA and no Will. His CPF had no nomination, which meant it would go through the Public Trustee's Office. His flat, owned in his sole name, would be distributed under the Intestate Succession Act, which has a fixed formula that may or may not have matched his intentions. He had thought about this intellectually but never formalised any of it.

What we did

We helped Raymond appoint his brother as donee under both personal welfare and property and financial affairs powers, with a trusted friend as a joint donee for additional oversight. We drafted a Will that reflected his actual wishes rather than the legal default. We also helped him write a letter of wishes addressing the more personal aspects: what he wanted for his care, and what mattered to him.

Where he is now

Raymond describes it as finally closing a tab that had been open in his head for ten years. He said the process took less time than he expected and cost less than he had assumed.

Being single does not mean there is nobody who can speak for you. It means you have to be deliberate about who that person is.


Your situation

If you have been thinking about this but never formalised it, a short conversation is all it takes to get started.

Worth a conversation